Roof Tips & Education

What Kind Of Roof Damage Does Insurance Cover?



Heavy Storms Can Cause Major Roof Damage.

Your roof is something you don’t often think about until something is wrong with it and then it’s all you can think about. When you end up with roof damage, you may wonder if your insurance will pay for it or at least help. This is something that is going to depend on the situation. Insurance will sometimes try to find holes to get out of paying for a roof if it is too old or that the damage wasn’t created falling in line with their criteria. The best way to find out this kind of information os to call your insurance and ask. It is a great idea to know ahead of time what is covered that way if you are in a situation where you need to file a claim, you will be prepared for what is about to come.

Is a Roof Repair Covered By Homeowners Insurance?

Just like any insurance claim, it will all depend of the situation if your roof repair is covered or not. Roof repairs are usually not covered if they are because your roof is old and a shingle has come loose, you haven’t had an inspection done in a few years and now you think you may have a roof leak. The major part of how insurance adjusters look at roofing is that they look at the age of the roof. If it is over 10 years of age, you may have trouble getting things covered as easily. If you have a commercial roof with a coating or single ply roof, you will want to pay attention to it and get a flat roof repair regularly to avoid having to have that replaced because it is often times not covered. A TPO repair can help stop damage from spreading further and causing you to have to have a full roof replacement.

What Is Covered?

We should say what is usually covered here because it is all up to your insurance and what your policy covers.

  • Hurricanes
  • Tornadoes
  • Wind Damage (usually if a tree or something similar falls and hits it)
  • Hail Damage
  • Fire
  • Water Damage (due to flooding and this is usually only if you have paid for flood damage)

If you end up having any issues with your roof, you can always call Jemar Contracting, LLC at 215-544-1157 for insurance claims help in Philadelphia, PA.

Signs You Need a New Shingle Roof

New Shingle Roof

Displaced Shingles Can Leave Your Home Susceptible to Leaks, and May Require a New Shingle Roof.

Asphalt shingles represent the most popular roofing material in the country. The reason for the widespread nature of this use boils down to the system’s affordability. With a reasonable amount of durability and longevity, it makes sense that economical shingles are such a common choice. Regardless of how well you maintain it, however, every shingle roof will eventually need replacement. Pay attention to these common signs, and call a trusted roofer for a new shingle roof should they appear.

Damaged or Missing Shingles

Storms are the most common culprit behind damaged and missing shingles. While it’s not uncommon for severe storms to require some level of roofing repair, particularly acute damages can necessitate a whole new roof. Hail damage can appear as blackened spots around a roof, and also as softened patches thanks to internal harm. Wind can crease shingles, and also remove them completely. All of these issues create the potential for leaks. In order to have the rest of your home protected from water damage, you’ll need to resolve any storm damage issues quickly, before the next weather event.

Lost Roofing Granules

Wind can also serve to remove your roofing’s protective granules. Asphalt shingles have granules to defend against sun damage and impacts. Over time, you may notice the collection of these granules in your gutters. If you ever find a great deal of them, call for a roofing inspection. In the event of wholesale loss of your granules, you’ll need a new shingle roof.

Old Age

A well-maintained shingle roof will last for around 20 years. After this point, even one that appears fine could harbor damage that leaves it highly susceptible to failure. If your roof has approached or surpassed the 15 to 20 year mark, call for an inspection. In all likelihood, you’ll need to brace yourself for the cost of replacement.

If you need a new shingle roof in Philadelphia, PA, give Jemar Contracting, LLC a call today at 215-544-1157. We’re your trusted local experts for any issue with shingle roofing.

Power Curb Appeal: 3 Stylish, Premium Roofing Materials

Stone Coated Steel Tiles

Premium Roofing Materials are a Visible Mark of Luxury to Help You Enhance Your Home’s Value.

Are you ready to go big on your next roofing design? Premium roofing materials are the way to go! While there are many, many options to sort through, finding that perfect style to power your home’s curb appeal is ever so satisfying! Here are three of the top premium styles to help you get started.

Style #1: Stone Coated Steel

Combining the aesthetic enhancements of stone with the longevity of steel, this material is the perfect way to make your home stand out from the rest. Stone coated steel comes in a variety of styles, from metal shingles to coated tiles. You won’t be hard pressed to find a color and texture that complements your home’s design. Plus you’ll get to skip the hassle of regular maintenance visits that many other roofing materials demand.

Style #2: Slate

Nothing says “I’m here to stay!” like a roofing system that lasts for over a century. While it comes with a significant startup cost, slate is the one of the most durable materials available on the market. It stands out in both rural and metropolitan environments, plus it’s highly resilient against mold, fire, and hail damage.

Style #3: Synthetic Shingles

When you want the payoffs of other premium roofing styles without the drawbacks, synthetic is the way to go. With synthetic shingles, homeowners can access the style of wood shakes, tile, or even slate without the inherent hassles. Synthetics are generally much lighter than their natural counterparts, and they can last for many decades. With such an extensive variety of textures and colors available to choose from, it won’t be difficult to discover quite a few that pique your interest!

Want to learn more about these or other premium roofing materials? Give us a call at 215-544-1157 and talk about your design goals!

3-Tab Shingles vs Asphalt Shingles

It’s time for a roof replacement, but you don’t know what type of shingles to switch to. Do you want an extra layer of protection or the tried-and-true cheap and popular version. We’ll help you weigh the pros and cons of 3-Tab Shingles and Asphalt Shingles. 

3-Tab Shingles

Not Sure Which Shingles Are Right For Your Roof? Call Us Today

Can be installed over existing roofs: great for saving money but getting a new roof
Durable: there is a reason why this is the most popular shingle option for homeowners
3-tab shingles provide dimension and make roofs appear more textured: the tabs are actually flat but give the illusion of being 3 layers
Weather resistant but can get blown off in extreme winds: great at withstanding rain but can’t hold up well against wind
Comes in variety of colors and shapes: most shingles come in multiple hues
20 year lifespan: average for the price and roofing type

Asphalt Shingles

Variety of colors and shapes: shingles are usually available in multiple patterns and colors
Affordable: one layer of felt is super cheap but don’t very protective
Energy efficient: the asphalt reflects the sun, keeping your house cool
Don’t do well in climates with fluctuating temperatures: the shingles will crack and break, adding repair expenses
Can only be used on roofs that have slopes: can’t be used on flat roofs as the felt will absorb the water and cause leaks and mold
20 year lifespan: same lifespan as 3-tab shingles


If you need help choosing which shingle system is best for you, give our roofer a call at 215-544-1157. Jemar Contracting, LLC provides 3-tab shingles and asphalt shingles installation and repair in Philadelphia, PA.

Steel or Aluminum? Finding Your Metal Roof

Red Metal Roofing

Metal Roofing Provides a Durable, Weather Resistant Cover for Your Home.

Metal roofing is a hot trend this year. The most popular metals, steel and aluminum, are long lasting materials and highly rated against fires. Knowing which metal is right for your home or business can be tricky. Let’s make it easier! Here is what you need to know to help you choose between two of the most popular metal roofing options: steel and aluminum.


Steel Roofing

Steel is a classic metal when it comes to building, and for good reason. Its strong, durable nature has allowed it to serve as the framework for bridges and skyscrapers. In spite of its historical reputation, steel is actually lightweight and incredibly easy to use as a roofing material. With steel roofing, installation is uncomplicated and repairs simple (though seldom needed).  

Roofing manufacturers have further improved steel applying a special zinc coating, producing a material that’s highly resistant to weather damage and corrosion. For homeowners, steel’s age-resistance and lightweight nature also makes it an attractive choice.


Aluminum Roofing

Many roofers consider aluminum to be a miracle material. Why? This metal is astonishingly resistant against weather and corrosion. It boasts one of the highest strength to weight ratios of any roofing material.  In short: aluminum is simple to install, but tough!

Finally, its flexibility makes aluminum easy for roofers to customize and shape, creating viable options for all building shapes and sizes. The only notable downside to aluminum is its tendency to lose its sheen over time, but this can be prevented with proper finishing.

Both steel and aluminum provide fantastic benefits as roofing materials. Call Jemar Contracting, LLC today at 215-544-1157, and consult with one of our specialists on which metal is right for your home! We make metal roofing in Philadelphia, PA easy.

Why You Need a Roof Inspection

roof inspection

The roof on your home or business is one of the biggest investments that you have. It is important that you take great care of it as it gets older and older so it will be sure to last as long as possible. You should have your roof inspected once every year in order for it to maintain the amount of time it is supposed to last. Small damage can happen along the way and if it isn’t taken care of then your roof will suffer and you may end up needing a full roof replacement. Just like you have to go to the doctor to remain healthy, your roof needs to have that as well. There are many reasons why you need to have an inspection, here are a few.

Warranty – When you get a new roof, it may come with a warranty. In this case, you need to make sure you know the stipulations of the warranty. For example, some of them state that if you do not have a roof inspection done once every year, that your warranty can be voided. As long as you make the call and have an inspector out to look at your roof once a year then your warranty should cover any kind of damage.

Peace of Mind – For the simple peace of mind that you get from knowing your roof is all good, you should have your roof inspected. It may seem like a lot of money to spend upfront, but if you consider what it would cost to have your roof replaced if you didn’t find the damage in time, it is really saving you thousands of dollars in the long run.

A roof inspection is important if you want to maintain the life of your roof to its fullest. Call our expert roofers at Jemar Contracting, LLC at 215-544-1157 if you need a roof inspection.

What to Do After a Storm Damages Your Roof

Storm Damages

A Roof Can Sustain Major Storm Damages from Debris, Trees, and High Winds.

Dealing with storm damages isn’t ever a fun thing to do, especially with all the stress you can have if you don’t know what to do first when your roof is damaged by bad weather. The good news is you don’t have to go through your storm damage repairs alone. A professional roofing contractor, like those at Jemar Contracting, LLC, can help you throughout the whole process, doing everything he can to see to it that the repairs are done right. Professionals like ours have spent years in the roofing industry and are capable of helping you immensely with the repairs and any insurance claims you may be trying for. We also have financing available in case you need it.

It’s important when you realize you have storm damages to contact a professional, so please do right away. Roof leaks cause more extensive damages that you don’t want to face if the repairs aren’t handled quickly. Many roofing contractors will come out to make temporary repairs if the storm damages can’t be permanently fixed right away. When a storm hits an area and damages commercial or residential roofs, roofing contractors are in high demand, so it’s important to know who you’re going to call beforehand. Once the damages are evident, call whether the sun shines or it’s still raining on your roof in Philadelphia and surrounding areas. Let your professional roofing contractor get the process started and advise you of what you need to do next.

  • Storm Damage Repairs
  • Hail Damage Repairs
  • Fire Damage Repairs
  • Water Damage Repairs
  • Roof Inspections

Shingles or Roof Replacements

Storm Damages

In Some Cases, You Can Repair Storm Damages Through the Replacement of Shingles.

The damage to your shingles or entire roof structure can be extensive enough to warrant replacement. While your roof damages may look really bad after a storm, it could be much less extensive than you think. In either case, a professional roofing contractor can assess the damages for you and give you a free quote. You want to be sure you contact a roofing company that is fully licensed, insured, experienced, honest, and checks backgrounds and does drug testing on employees. Also be sure you ask around about their reputation in your area. If the storm damage repair company isn’t local, you’re better advised to choose a company with longevity in the Greater Philadelphia Area. After all, you want to be able to call them back if they made mistakes, and you’ll want to ensure they have a good reputation.

After you contact a professional roofing contractor to give you an estimate on roof repairs, you’ll want to call your insurance carrier. They will send out an inspector to inspect your storm damages, but they are paid by the insurance company. You should have a professional inspection done by your choice in roofing inspectors to ensure you are well represented. This will help you to submit the documentation you need. Your professional roofing company should also work with your insurance company adjuster to ensure you’re being treated fairly. Jemar Contracting, LLC can do all this to help you and more, so give us a call at 215-544-1157 to see why people prefer our help for roof repairs for storm damages in Philadelphia, PA.

Commercial Roof Leaks and Pitch Pans

Commercial Roof Leaks

Commercial Roofs Are Vulnerable to Leaks Around the Pitch Pans.

Pitch pans are designed to seal areas of the roof structure that are vulnerable to leaking, but they can cause many problems, especially if they haven’t been maintained. A proper roof assessment for your commercial roof structure is in order if you even think you have commercial roof leaks. If you fail to do this, you’ll find more problems that require additional repairs to take care of damages to the interior of your building. Pitch pan problems are easy to fix, but difficult to detect.

On old roofs, the pitch pans are used to encase supporting connections where roofing materials, plumbing, and other materials meet on your commercial roof top. These areas are important to maintain, because they are a prime area where roof leaks occur, especially on older roofs. As the owner of your Greater Philadelphia Area commercial business, you don’t want to overlook your pitch pans and flashing areas. Any areas where things poke out of your roof should be sealed to protect from commercial roof leaks.

The Cause for Pitch Pan Repairs

The National Roofing Contractors Association indicates that pitch pans are a common problem for roof leaking. Many of the commercial structures in the Greater Philadelphia Area that are older have pitch pan issues that result in leaking. All roofing materials need to be flexible and durable, including flashing and pitch pans. With temperature fluctuations, the materials expand and contract, causing movement. With the pitch pan design, they are not intended to be continuously water tight. There are much better methods to accomplish protection in these areas. They require frequent inspections and maintenance, as well. A great deal of problems can result with the use of pitch pans due to their leaking problems.

Dried Out Sealant on Pitch Pans

Over time, the sun’s UV rays will damage the seal around the pitch pans. With the sun, wind, rain, and heavy storms beating down on your roof, it’s no wonder that pitch pans wind up leaking if they’re not maintained. Wiring, fireplaces, plumbing vents, conduits, pipes, angle iron, and more are the areas where you may find the sealant drying out. Once the sealant is no longer elastic and/or adhered to the connection, the pitch pans will be leaking when it rains.

Roof Maintenance for Pitch Pans

If you watch your pitch pans to ensure the sealant isn’t dried out, and have the seals repaired when necessary, it won’t be difficult to keep these areas from leaking. Making sure your commercial roof structure is cared for by a professional will be important. The better your roof structure is, the less problems and expenses you’ll have with it. A good maintenance plan is always in order for commercial roof structures. It’s better to know your roof is always in top shape so you never have to worry about missing some hidden problem you can’t see or know about. Your roof structure will also give you longevity with regular care, which means your investment lasts. Call the professional roofing contractors at Jemar Contracting, LLC at 215-544-1157. We can come out to check your pitch pans, do a little preventive maintenance, and prevent commercial roof leaks in Philadelphia, PA.


Things You Should Know About Your Residential Roof

Residential Roof

Your Roof Exists to Protect You, Your Family, and Your Belongings from Elemental Dangers.

The most important thing you should know about your residential roof in the Greater Philadelphia Area is that it is the waterproof barrier that protects you, your family, and your belongings. When there’s even just a tiny nail hole, moisture from humidity and rain can infiltrate the structure and cause damages to the materials underneath your roof. If left long enough, mildew can be encouraged to grow in the warmer areas near the heat from your indoor climate. It’s important that you have a roof inspections and allow a professional roofing contractor to assess the condition of the roof every year or two and after any hail storms or snow accumulation.

Another thing you’ll need to know about your residential roof structure is that roofs are constructed with varying pitch. From flat to steep sloped roofs, the angle of the roof varies. In cold climates like ours that experience heavy snows and ice, and in higher altitudes, the pitch of the roof helps the roof to rid itself of accumulation. The weight of snow can cave in your roof if snow and ice buildup is not removed. Ice dams can form along the edge of your roof also, causing a snow and/or ice buildup that is dangerous. Have you ever watched an icicle drop from a high roof or tree? The whole ice dam can fall down on someone. This is another reason that roof maintenance is important.

Residential Roof

The Pitch of Your Roof Helps Defend Against the Build-Up of Ice and Snow.

Underneath your shingles, there is a roofing underlayment of some type. This is another waterproof barrier that should be in good shape to protect your home in the Greater Philadelphia Area. If you had a good product installed, it will be very durable as long as the shingles are kept in good shape. Beneath the underlayment, there is a sheathing. This sheathing is NOT waterproof because it’s made of plywood. Everything below the shingles and felt underlayment can be damaged by water or moisture. That’s why even a small missing nail can cause problems on your roof structure in the Greater Philadelphia Area.

Your roof structure needs to protect your home from moisture. If you have roof damages or believe you may, it’s important to get the roof’s condition assessed. Many times, the damaged roof structure is in a hidden area that isn’t easy to detect. With a professional roof inspection, the roofing inspector can detect moisture with infrared scanning equipment. All your roof leaks can be identified with this highly effective method of detection. After storm damages, finding any moist areas can be vital.

In the Greater Philadelphia Area, we are exposed to a lot of moisture, especially in the winter time. We’re also hit with storms, rain, ice, and hail. If all this moisture is allowed to work its way into your ceiling, attic, or walls, those areas will be ripe for mold and mildew growth. If your residential roof in Philadelphia, PA has been subject to storm damages, call our professional house roofing contractors at Jemar Contracting, LLC at 215-544-1157.